EXPLORE OUR PRODUCTS AT RYDE MAZDA
Whether it's the Guaranteed Future Value (GFV)* of Mazda Assured or a Fixed Rate Car Loan, we've got a finance option for you.
MAZDA ASSURED
You can enjoy a new Mazda more often with the reassurance of a GFV* as well as lower monthly repayments^.
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FIXED RATE CAR LOAN
Whether you are after a car loan for yourself or your business, our Fixed Rate Car Loan offers you flexibility including your choice of loan term and repayment frequency.
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CHOOSE YOUR CAR LOAN
See which Mazda Finance product suits you best with our features and benefits chart.
MAZDA ASSURED |
FIXED RATE CAR LOAN |
|
| Up to 4 years | LOAN TERM |
Up to 7 years |
| ✔ | GUARANTEED FUTURE VALUE* |
❌ |
| Trade, Keep or Return your vehicle | END OF LOAN OPTIONS |
Trade or Keep your vehicle |
| ✔ | AVAILABLE FOR CONSUMER OR BUSINESS CUSTOMERS |
✔ |
| ✔ | FLEXIBLE DEPOSIT |
✔ |
| ✔ | PERSONALISED INTEREST RATE |
✔ |
| LEARN MORE | LEARN MORE |
INTRODUCING MAZDA TAILORED RATE
Many interest rates follow a one-size-fits-all approach. Instead, with Mazda Finance, our sophisticated software calculates an interest rate based on your individual circumstances. This is your Mazda Tailored Rate. It's transparent, personalised to you and is the same rate at any Mazda Finance Dealership throughout Australia so come and visit Ryde Mazda now!
COMMON QUESTIONS
WHAT IS MY CREDIT SCORE & HOW DO WE USE IT?
A credit score is a number on your credit report that lenders use to assist in determining your interest rate on a loan. Mazda Finance use this credit score and other personal criteria to calculate an interest rate based on your individual circumstances. This is your Mazda Tailored Rate.
IS THERE A WAY TO LOWER MY REPAYMENTS ON MY LOAN?
Many car loans give you flexibility to lower repayments. One option, if you have extra cash, is to add a deposit. You could also take out a car loan with a GFV*, such as Mazda Assured which offers lower monthly repayments^ than a fixed rate car loan.
HOW IS A COMPARISON RATE DIFFERENT TO AN INTEREST RATE?
While an interest rate may seem attractive, you need to consider the full costs of the loan. A comparison rate includes a car loans interest rate plus other associated fees and charges.
HOW DO I KNOW WHAT MY INDICATIVE REPAYMENTS WILL BE?
Our repayment calculator will give you an indication of what your repayments could be on our range of Mazda vehicles.
YOUR FINANCE QUESTIONS ANSWERED
Mazda Finance doesn't require any minimum or maximum deposit requirements. However, sometimes a deposit may be required for credit reasons.
Unlike many banks and other financial institutions, we calculate your rate based on your credit score and other personal criteria determined by us. This means you can always be sure of a rate that's transparent and tailored to your circumstances. As Mazda Finance is arranged through your Mazda Dealer at the time you purchase your vehicle, it's simple and convenient too.
Instead of taking a one size fits all approach, we use our sophisticated software to calculate an interest rate based on your credit score and many other relevant factors determined by us such as marital status, property ownership, type of vehicle loan and much more.
We offer loans ranging from 12 to 84 months in length, subject to Mazda Finance policy and approval, with a variety of flexible payment options. We offer the flexibility of weekly, fortnightly or monthly payments.
A credit score enables financial institutions to get a sense of your credit history.
Mazda Finance cannot provide business or tax advice. You may need to seek independent financial or taxation advice.
Mazda Finance is committed to assisting customers, especially during this challenging time. We understand the evolving COVID-19 situation is affecting our customers and we are here to help.
Should you lose your employment because of COVID-19, you may be eligible for financial support. Please visit our Financial Hardship page to understand the eligibility criteria and application instructions.
If your business has been forced to close, you may be eligible for financial support.
Please visit our Financial Hardship page to understand the eligibility criteria and application instructions.
We review and assess each customer needs on a case-by-case basis and our goal is to provide responsible and sustainable solutions that meet an individual's needs.
If you have been affected by COVID-19, you may be eligible for financial support.
Please visit our Financial Hardship page to understand the eligibility criteria and application instructions.
WHAT'S NEXT?
Choose what fits you.
MAZDA ASSURED
You can enjoy a new Mazda more often with the reassurance of a GFV* as well as lower monthly repayments^.
LEARN MORE
FIXED RATE CAR LOAN
Whether you are after a car loan for yourself or your business, our Fixed Rate Car Loan offers you a choice of loan term and repayment frequency, as well as the peace of mind of a fixed interest rate.
LEARN MORETERMS & CONDITIONS
Approved applicants only. T&Cs apply. This information provided by Mazda Finance, a division of Australian Alliance Automotive Finance Pty Limited ABN 63 002 407 703, Australian Credit Licence 513747 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. Click here to view our privacy policy.
*The Guaranteed Future Value (GFV) is the minimum value of your Mazda at the end of your finance contract, as determined by Mazda Finance. If you decide to return your car to Mazda at the end of your term, Mazda Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Mazda Assured is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Mazda Assured GFV products are available to approved customers of Mazda Finance, a division of Australian Alliance Automotive Finance Pty Limited ABN 63 002 407 703, Australian Credit Licence 513747.
^Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest changes will be higher if a GFV or balloon final payment is selected.